We understand mortgage protection
Your mortgage is probably your biggest monthly out-going but if the worst was to happen or if you was unable to work due to ill health you or your family could be at risk of losing your home.
The are three types of policy that can be used to protect your mortgage payments:
Life Insurance - There are a number of ways to write life insurance policies so that your mortgage is protected, the most common being a decreasing, fixed term life policy that essentially tracks your outstanding mortgage so, should you die, it can be paid in full.
Critical Illness Cover - Similar to life insurance in that it pays a lump sum benefit should you get a critical illness. You may decide to cover the full amount of the mortgage or a smaller amount so you can pay the mortgage whilst you recover and are unable to work
Income Protection - Can be used to provide a monthly benefit should you be unable to work due to ill health, injury or even because you've been made redundant.
Customers
We are 100% client focused, and believe in long-term relationships with our customers. We will be there to assist, every year.
Quality
Our team of fully qualified advisors bring over a century of insurance experience with them, as well as a wealth of knowledge and expertise.
Trust
We have full access to all the major insurers that you would expect, covering a range of services and products.
Personal
We are independent, transparent, and efficient. You can easily contact our team, so no long waits are guaranteed.
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Hillview House, Unit 4 Leylands Business Park, Colden Common, Hampshire. SO21 1TH
