Group Income Protection

GROUP INCOME

PROTECTION

Protecting employees during ill health

We understand group income protection

Group Income Protection provides a financial benefit and rehabilitation support if an employee is unable to work because of long term illness or injury.

If the policy incapacity definition is met then payment starts after a deferred period. The deferred period is like a waiting period which is often 26 weeks but there’s a range of options to choose from. The payment can continue until the employee returns to work otherwise, depending on the options chosen, when they reach their state pension age.

Policies include rehabilitation where appropriate, to help support employees back into the workplace.

FREQUENTLY ASKED QUESTIONS

How does Group Income Protection help employers?

✔︎ Reduces the impact from long term absence costs.

✔︎ Provides support where appropriate, to help employees back to work.

✔︎ Attracts and retains staff by enhancing your benefits package
What are the main benefits to employees?

✔︎ Continued income when absent due to long term illness or injury.

✔︎ Where appropriate, timely rehabilitation services

✔︎ Rehabilitation Support can be provided, throughout absence including support with return to work.